2025 - OPEN ENROLLMENT - Employee Benefits Enrollment Guide

What’s new for 2025? Health Insurance – Medical

We will continue with United Healthcare as our medical provider. However, for the forthcoming contract period, Miltek-USA will be offering only one medical plan . We have determined that this is the most favorable option to keep the medical benefit coverage affordable for both the company and for you, our valued employee. Below you will find a chart outlining the main benefit structure of this plan. For more detailed information regarding the benefit structure, please refer to the carrier plan summaries.

CF80002025 RXALT2 ADV EPO

Plan Design Element

In-Network

Out-of-Network

Deductible

None

Coinsurance (Plan Paid)

100%

OOP Limit Individual

$8,000

Not Covered

OOP Limit Family

$16,000

Not Covered

Preventive Care Virtual Care (Primary and Urgent) Virtual Care (Specialty)

$0 $0 $0 - $160 $50 - $160 $110 $1,000 $700 $1,000

Not Covered Not Covered Not

Covered Not Covered Not Covered $1,000 $700 $1,000

Office Visit Urgent Care Emergency Room Ambulance Observation Stay

Retail pharmacy: 30-day supply Tier 1 Tier 2 Tier 3

$10 $60 $90

Not Covered $60 $90