Open enrollment 2024

OPEN ENROLLMENT 2024

APG

What’s new for 2024? Health Insurance - Medical

We are keeping United Healthcare as our medical provider with their DF-5W/RxK28S Choice Direct Gold w/Care Cash plan. As per last year’s plan, the group’s medical plan comes with Care Cash, a pre-funded debit card program supporting first-dollar coverage and available to use for specific healthcare expenses. The following chart highlights the benefit structure of this plan. Please reference carrier plan summaries for a detailed benefit structure.

DF-5W/RX K28S

Services

In Network

Out-of-Network

Physician Visit Copay (Primary/Specialist)

$30/$70

NA/NA

Deductible (Individual/Family)

$750/$1,500

NA/NA

Inpatient-facility

Deductible + 20%

NA/NA

Urgent Care Copay

$50

NA/NA

Coinsurance

80%

NA/NA

Emergency Room Copay

Deductible + 20%

NA/NA

Out-of-pocket Maximum (Individual/Family)

$9,000/$18,000

NA/NA

Prescription Drugs Deductible Copay

N/A $10/$40/$105/S$150/$250/ S$500E

NA/NA

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