Open enrollment 2024

OPEN ENROLLMENT 2024

APG

Disability Income Benefits Amplify Publishing Group provides employees with short- and long-term disability income benefits. At Amplify Publishing Group, we want to do everything we can to protect you and your family. That’s why we pay for the full cost of short- and long-term disability insurance—meaning that you owe nothing out of pocket. This year Guardian is again our disability income benefits provider. If you become disabled from a non-work-related injury or sickness, disability income benefits will provide a partial replacement for lost income. A Brief description of the key features of the Guardian Short-Term and Long-term Disability insurance plan are described below.

Short-term Disability

Long-term Disability

FREQTYP

Injury (accident): On the 1 st consecutive day of disability. Sickness (illness): On the 8 th consecutive day of disability. Or the day following the number of accumulated sick days applicable to the employee The weekly benefit is an amount equal to 60% of covered earnings, up to a maximum benefit of $1,000 per week. Maternity is covered as any other illness. Non-Occupation coverage Partial Disability benefits included. Transfer of Coverage provision

90 consecutive days of total disability

Day Benefits Begin

The monthly benefit is an amount equal to 60% of covered earnings, up to a maximum benefit of $6,000 per month. Pre-Existing Conditions: 3/12 Exclusion Mental Nervous: 2 years Substance Abuse: 2 years Integration: Full Family Minimum Benefits Payable – Greater than 10% or $100

Benefit Amount

Features

Own Occupation Coverage – Survivor Benefit – 3 months

Maximum Benefit Duration

Paid up to a maximum of 12 weeks.

To Age 67

7