2025 - MIL-Tek USA OE Guide

What’s new for 2025? Health Insurance – Medical

We will continue with United Healthcare as our medical provider. However, for the forthcoming contract period, Miltek-USA will be offering only one medical plan . We have determined that this is the most favorable option to keep the medical benefit coverage affordable for both the company and for you, our valued employee. Below you will find a chart outlining the main benefit structure of this plan. For more detailed information regarding the benefit structure, please refer to the carrier plan summaries

F8000EPO25 In-Network

RXALT2 ADV

Plan Design Element

Out-of-Network

Deductible

None

Coinsurance (Plan Paid)

100%

OOP Limit Individual

$8,000

Not Covered

OOP Limit Family

$16,000

Not Covered

Preventive Care Virtual Care (Primary and Urgent) Virtual Care (Specialty)

$0 $0 $0 - $160 $50 - $160 $110 $1,000 $700 $1,000

Not Covered Not Covered Not Covered Not Covered Not Covered $1,000 $700 $1,000

Office Visit Urgent Care Emergency Room Ambulance Observation Stay

Retail pharmacy: 30-day supply Tier 1 Tier 2 Tier 3

Not Covered $60 $90

$10 $60 $90